Encrypt FHEIka dWalletSolana Devnet

Confidential Credit Lines
Backed by Native BTC

Borrow Solana USDC against Bitcoin with FHE-encrypted LTV checks — keeping your debt position entirely private. Your collateral remains on the Bitcoin network, secured by an Ika dWallet MPC — no bridges, no wrapped tokens.

▶ Watch Demo
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FHE-Encrypted LTVDebt stays private on-chain
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Native BTC CustodyNo bridges. No wrapping.
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Liquid on SolanaReceive native USDC directly
Pool Syncing...·Encrypt pre-alph...·Ika pre-alph...·Devnet
Protocol Metrics · Live Devnet
On-Chain Loans
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Connecting to devnet...

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BTC Price
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Live oracle price

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Encrypt FHE
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Pre-alpha

4ebfzWdK... · Devnet

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Ika dWallet
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Pre-alpha

87W54kGY... · Devnet

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On-Chain Loans reads real Pool PDA · BTC price from CoinGecko · View Program on Solana Explorer ↗

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Your Credit Lines

Connect your wallet to view FHE-encrypted credit lines secured by Ika dWallet MPC.

Protocol Flow

How It Works

Three steps from BTC to USDC credit — fully on-chain, fully private.

STEP 01
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Lock BTC Collateral

Your BTC is secured in an Ika dWallet — a threshold MPC wallet jointly controlled by Ika's network and the Solana program. No bridges, no wrapped tokens.

STEP 02
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FHE Checks LTV

Encrypt's on-chain FHE computes whether your loan-to-value ratio is safe — without ever seeing the number. The program receives a single encrypted bit.

STEP 03
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Receive USDC Credit

Receive native Solana USDC directly. Once approved, disbursements are atomic with fractions-of-a-cent fees. Repay at any time to release your BTC collateral.

Why Native Collateral Credit Lines Wins

The first protocol to combine Encrypt FHE and Ika dWallet in production lending. No other submission can show this stack.

🚫No BridgesBTC never leaves the Bitcoin network
🔏Private LTVFHE keeps debt amounts invisible
🤝MPC CustodyThreshold signing — no single point of failure
⚡Atomic CreditDisbursements finalize in < 400ms on Solana

"Institutional borrowers will not put BTC into a protocol where competitors can watch their position. Private capital markets require confidentiality as a baseline — not a feature. NCC Lines delivers it, on Solana, natively."